What is the Difference in a Credit Delinquency and a Charge-off?
Not all late payments are created equal. Falling behind on credit card payments could have different consequences depending on the ...
Myth: Bankruptcy is Always a Better Option Than Debt Settlement
Reality: Bankruptcy should always be used as the last resort because it does the most damage to your financial well ...
Best Ways to Cope With Credit Card Debt Stress
Millions of Americans struggle with crippling credit card debt. Unfortunately for most of them, it is not just their financial ...
Understanding the Credit Lifecycle Part 5:
What Happens if My Debt is Sold? This is Part 5 in a 5-part series on the Credit Lifecycle. Previous ...
The Key Factors Impacting Your Credit Score
Credit scoring companies gather information from creditors and create a proprietary credit score evaluating each consumer’s ability to repay debt. ...
