Debt Free USA provides a matching service to connect visitors to lenders and other marketing partners that offer consumer financial services. While we help facilitate the process of finding a lender, we do not lend money and an we are not involved in the lending process. Therefore, we do not make any approval decisions about loans, we cannot influence a lenders decision to provide you a loan and we never receive any information about the types of loan(s) you may seek, the fees or interest rates associates with your loan(s), the APR, renewal policy or other terms and conditions governing the loan product(s) you may ultimately apply for.
Debt Free USA is a marketing company that operates a matching service designed to refer borrowers to reputable lenders, helping consumers find the best option to fit their individual financial needs. The information on this website is designed to help you better understand what a loan is, how the lending process works and how to make a responsible choice when choosing to take out a personal loan. This matching service is provided free of charge to you and you will never be asked to pay a fee for the use of our service.
When deciding to take out a personal loan, you should consider all your options carefully, and consider the short-term and long-term financial consequences of taking out a loan. Above all, you should carefully consider your ability to meet the repayment terms of the loan you are considering. Short-term loans are not a solution to a long-term financial problem.
Before accepting the terms of any loan, be sure you read and fully understand the terms and conditions of the loan you are about to accept, including the loan term, interest rate, APR, total loan cost, renewal policy, nonpayment rules and the impact to your credit score. Do not sign any agreement until you fully understand these terms and agree with them.
After accepting a loan, should you find yourself unable to meet the repayment terms of the loan, be sure to contact your loan company immediately. Your lender can better explain your options in the event of delinquency or default and may be able to offer options to renew your loan or provide other assistance with the repayment of your loan to prevent further delinquency or default. Each lender sets their own policies in these matters, and therefore, only they can communicate the specific options which may be available to you.
IF YOU HAVE QUESTIONS ABOUT A LOAN YOU HAVE ACCEPTED, OR INFORMATION THAT IS CONTAINED IN YOUR LOAN AGREEMENT, PLEASE, CONTACT YOUR LENDER DIRECTLY AND ADDRESS ANY QUESTIONS YOU MAY HAVE TO THEM. AS A MARKETING COMPANY, WE ARE NOT INVOLVED IN THE LENDING PROCESS, AND, THEREFORE, WE CAN ONLY ANSWER QUESTIONS RELATED TO THE OPERATION OF THIS WEBSITE AND OUR MATCHING SERVICE.
THIS DISCLOSURE, AND ALL INFORMATION PROVIDED ABOVE IS FOR INFORMATION AND EDUCATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS LEGAL ADVICE OR RELIED UPON AS SUCH.