We Can Help You Reduce Your Debt

Debt Free USA is a leading provider of debt relief options for consumers throughout the United States. Our Debt Relief Consultants will work with you directly to identify the best debt relief option to fit your individual situation. Become Debt Free by getting started with a no-obligation review today.

We Can Help You Reduce Your Debt

Debt Free USA is a leading provider of debt relief options for consumers throughout the United States. Our Debt Relief Consultants will work with you directly to identify the best debt relief option to fit your individual situation. Become Debt Free by getting started with a no-obligation review today.

Get Started Today

  • By clicking the button I Agree and Submit, you authorize us to contact you (including using autodialers, automated text and pre-recorded messages) via your telephone, cellphone, mobile device (including SMS and MMS) and email, even if your telephone number is currently listed on any state, federal or company's Do Not Call list. Standard phone and data charges will apply. Your consent to the above terms is not required as a condition of purchasing or receiving our services. You also consent to the recording and monitoring of all calls to and from us, and you acknowledge and agree to the terms of Privacy Policy and our Terms of Use.
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About Us

Debt Free USA is one of the leading providers in debt solutions throughout the United States. We have earned a reputation for providing strong financial advice and guidance centered around our clients’ financial goals and needs. This ability coupled with our leading financial debt relief and debt solutions have allowed us to become a great partner for our client’s in their individual financial journeys.

The experts at Debt Free USA have helped thousands of clients with a variety of debt relief solutions. Our team prides themselves on acting as a financial resource and guiding our client’s through choosing the right solution for them. Every recommendation is personalized and custom tailored to the goals and financial needs of the client themselves.

From the first interaction with us through the last, we believe in providing our clients value and trusted guidance no matter the situation. Our clients reach out to us for a variety of reasons and our team works hard to find the right solution to accomplish financial success in the eyes of every client.

Debt Relief

Debt Relief is the process of working with creditors such as credit card companies and other lenders to reduce the amounts you owe and move that amount into a new affordable payment that pays off the debt in a certain period of time, saving you significant money.

Debt Relief may sound overwhelming at first, but it is the first step in helping you get your finances back in order. At Debt Free USA we offer a proven debt relief program that revolves around getting your finances in order, avoiding bankruptcy, and helping you to become Debt Free all without charging any upfront fees. Give us a call today to learn more!

Our Process

Debt Negotiation may sound like a scary and overwhelming process, but it is the first step in helping you get your finances back in order. At Debt Free USA we offer a proven debt relief program that revolves around credit card negotiation and other loan or line of credit negotiation. Here are the steps we take to ensure a positive debt resolution experience for you:

  • Step 1

    Application

    To apply, fill out an application above or give us a call directly at 888-707-0559. Applications take less than 2-minutes to complete and eligibility can usually be determined within a few hours. Applications have no impact on your credit score.

  • Step 2

    Debt Relief Consultation

    Every Debt Free USA client speaks with a Debt Resolution specialist so we may understand your specific situation. We will review your current debts, and options to determine the best Debt Relief plan to meet your budget and goals.

  • Step 3

    Program Establishment

    If we mutually determine that the one of our Debt Relief programs is the right fit for you, we will set up your program within a budget and timeframe that work best for you. Debt Free USA never collects a fee unless you get results!

Get Started Today

  • By clicking the button I Agree and Submit, you authorize us to contact you (including using autodialers, automated text and pre-recorded messages) via your telephone, cellphone, mobile device (including SMS and MMS) and email, even if your telephone number is currently listed on any state, federal or company's Do Not Call list. Standard phone and data charges will apply. Your consent to the above terms is not required as a condition of purchasing or receiving our services. You also consent to the recording and monitoring of all calls to and from us, and you acknowledge and agree to the terms of our Privacy Policy and our Terms of Use.
  • secure01
    SSL Secured Connection
  • secure02
    Bank Level Encyption
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Your personal information is safe with us. By submitting your information, you agree to our Privacy, Terms, and eConsent Policies.

Program Benefits

  • One Affordable Monthly Payment

    Work with our Debt Specialists to establish a single, affordable monthly payment.

  • Absolutely No Upfront Fees

    You’re pre-qualified, so you don’t have to pay any fees until we resolve your debts.

  • Resolve Your Debts in 12-48 Months

    We will reduce and resolve your debts as quickly as possible so you can start living a Debt Free life.

Frequently Asked Questions

Many of our clients have similar questions before they contact us. We have outlined some of the most common questions our clients ask. If you don’t see one of your questions, we encourage you to reach out to us directly so we may review your personal situation.

  • What is the Minimum Credit Score Required for Your Programs?

    At Debt Free USA, we look at each client’s situation holistically and not just their credit score. We have approved hundreds of clients with scores below 600 that have shown a financial need. We encourage you to reach out to us direct to discuss your financial situation.

  • What is the Difference Between Debt Consolidation and Debt Relief?

    Even though these solutions sound similar, they are quite different. Debt consolidation takes your existing debt and packages it into a new loan, with one payment. Debt Relief takes your existing debt and looks to reduce it through negotiating the balance owed with creditors to reduce your total debt load.

  • Does Debt Relief Negatively Affect My Credit?

    This depends on your current credit situation. Any time you miss a payment you pose a risk to adversely affect your credit score; however, the Debt Free USA Debt Relief program aims to put you in a strong situation to improve your credit score over time and even after the program.