Posted in: Credit Score

Myth: Settling Debt Does the Most Harm to Your Credit

Posted Under: Blog, Credit Score

Credit scores are marketed as the end all and be all of your financial well-being. Consumers are led to believe ...

Stop Focusing on Your Credit Score if You Are Drowning in Debt

Posted Under: Blog, Credit Score, Debt Relief

Everywhere you turn these days, someone is offering to give you a free copy of your credit report and credit ...

Why it Takes Longer to Restore Your Credit After Bankruptcy Than Debt Settlement

Posted Under: Bankruptcy, Blog, Credit Score, Debt Settlement

Debt has you overwhelmed. Between large credit card balances and only making the minimum monthly payments, you realize it will ...

Myth: Enrolling in Debt Settlement Will Destroy Your Credit Forever

Posted Under: Blog, Credit Score, Financial Education

Reality: While you will experience an initial decline in your credit score, it is temporary. Unless you plan to finance ...

The Key Factors Impacting Your Credit Score

Posted Under: Blog, Credit Reporting, Credit Score

Credit scoring companies gather information from creditors and create a proprietary credit score evaluating each consumer’s ability to repay debt. ...